Mortgage rates at lowest point since mid-1950s (AP)

A home for sale is posted at a reduced price in Palo Alto, Calif., Thursday, June 24, 2010. Mortgage rates fell this week to the lowest level on record, giving consumers added incentive to lock in low payments for home purchases and refinanced loans. (AP Photo/Paul Sakuma)AP – Mortgages are cheaper today than they’ve been in a half-century. If only most people had the job security, the credit score and the cash to qualify.

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Mortgage rates at lowest point since mid-1950s (AP)

A home for sale is posted at a reduced price in Palo Alto, Calif., Thursday, June 24, 2010. Mortgage rates fell this week to the lowest level on record, giving consumers added incentive to lock in low payments for home purchases and refinanced loans. (AP Photo/Paul Sakuma)AP – Mortgages are cheaper today than they’ve been in a half-century. If only most people had the job security, the credit score and the cash to qualify.

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Mortgage rates at lowest point since mid-1950s (AP)

A home for sale is posted at a reduced price in Palo Alto, Calif., Thursday, June 24, 2010. Mortgage rates fell this week to the lowest level on record, giving consumers added incentive to lock in low payments for home purchases and refinanced loans. (AP Photo/Paul Sakuma)AP – Mortgages are cheaper today than they’ve been in a half-century. If only most people had the job security, the credit score and the cash to qualify.

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Mortgage rates at lowest point since mid-1950s (AP)

A home for sale is posted at a reduced price in Palo Alto, Calif., Thursday, June 24, 2010. Mortgage rates fell this week to the lowest level on record, giving consumers added incentive to lock in low payments for home purchases and refinanced loans. (AP Photo/Paul Sakuma)AP – Mortgages are cheaper today than they’ve been in a half-century. If only most people had the job security, the credit score and the cash to qualify.

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Mortgage rates at lowest point since mid-1950s (AP)

A home for sale is posted at a reduced price in Palo Alto, Calif., Thursday, June 24, 2010. Mortgage rates fell this week to the lowest level on record, giving consumers added incentive to lock in low payments for home purchases and refinanced loans. (AP Photo/Paul Sakuma)AP – Mortgages are cheaper today than they’ve been in a half-century. If only most people had the job security, the credit score and the cash to qualify.

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Mortgage rates at lowest point since mid-1950s (AP)

A home for sale is posted at a reduced price in Palo Alto, Calif., Thursday, June 24, 2010. Mortgage rates fell this week to the lowest level on record, giving consumers added incentive to lock in low payments for home purchases and refinanced loans. (AP Photo/Paul Sakuma)AP – Mortgages are cheaper today than they’ve been in a half-century. If only most people had the job security, the credit score and the cash to qualify.

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These 4 Junk Stocks Are on Their Way Up (The Motley Fool)

The Motley Fool – When it comes to predicting the end of the housing bubble, ratings agencies did just about the worst job imaginable. But the bond market still pays plenty of attention to company bond ratings, and the impact of an upgrade or downgrade can make a huge difference to a company’s bottom line.

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9 Credit Score Myths, Debunked (U.S. News & World Report)

U.S. News & World Report – Credit scores can affect your credit card interest rates, how much you pay on a car loan or mortgage, and even whether you get a job. But despite the importance, 4 in 10 Americans never bother to check their credit scores. What’s more, many people incorrectly believe that age and income influence the number, when only credit history matters.

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Business Schools’ Great Ethics Debate (U.S. News & World Report)

U.S. News & World Report – Faced with a recession-trashed job market, students have been applying to M.B.A. programs in greater numbers since 2008. That’s bad news for the many critics who charged that it was graduates of these M.B.A. programs who helped create the recession in the first place. Peddling mortgage loans to credit-poor borrowers and betting on a sure-to-pop housing bubble may have paid off in the years leading up to the financial crisis–and boosted the stock prices of many firms run by people with M.B.A.’s–but they ended up being both harmful to the economy at large and losing strategies for those firms. …

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Business Schools’ Great Ethics Debate (U.S. News & World Report)

U.S. News & World Report – Faced with a recession-trashed job market, students have been applying to M.B.A. programs in greater numbers since 2008. That’s bad news for the many critics who charged that it was graduates of these M.B.A. programs who helped create the recession in the first place. Peddling mortgage loans to credit-poor borrowers and betting on a sure-to-pop housing bubble may have paid off in the years leading up to the financial crisis–and boosted the stock prices of many firms run by people with M.B.A.’s–but they ended up being both harmful to the economy at large and losing strategies for those firms. …

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